India's Trusted Insurance Redressal Support
India's Trusted Insurance Redressal Platform

Got an Insurance Claim Rejected or Delayed?

Don't let insurance companies withhold what is rightfully yours. We represent policyholders with IRDAI Grievance cells, Executive Committees, and Insurance Ombudsmen to resolve claim rejections, deductions, and fraudulent mis-selling.

₹35 Cr+
Claims Recovered
98.4%
Success Rate
18,000+
Cases Resolved
Free Initial Case Evaluation

Check Your Claim Redressal

Get an instant assessment and advice from senior claims advocates.

256-bit Encrypted Track Existing Ticket

We Help Recover Claims from All Major Private & PSU Insurance Companies

Star Health HDFC Life / ERGO ICICI Lombard Max Life SBI Life & General LIC of India Bajaj Allianz Care Health
Specialized Claim Redressal

What Type of Insurance Dispute Are You Facing?

Our legal and technical insurance claims specialists handle every category of wrongful repudiation.

Health Claim Rejected

Cashless approval denied at hospital, reimbursement rejected for pre-existing disease, or unjustified room rent deductions.

  • Pre-Existing Condition Disputes
  • Non-disclosure False Allegations
  • Delay in Medical Claim Payout

Life & Death Claims

Term insurance death claim rejected, prolonged verification delay beyond 45 days, or repudiation of nominee's rightful benefit.

  • Section 45 3-Year Protection
  • Early Death Claim Investigations
  • Critical Illness Rider Disputes

Motor Vehicle Claims

Accidental damage claim refusal, surveyor under-assessment, total loss dispute (IDV reduction), or vehicle theft settlement delay.

  • Zero Depreciation Deductions
  • Total Loss / IDV Value Recovery
  • Commercial / Third Party Claims

Mis-selling & Fraud

High-risk ULIP or traditional policy sold dishonestly as a guaranteed fixed deposit, forged signature, or forced bundling with bank loan.

  • Full Premium Refund Recovery
  • Bank Loan Tied Insurance Reversal
  • Free-Look Rejection Grievance
Simple & Transparent Process

How Bima Nivaran Resolves Your Complaint

We handle the technical and legal representation from start to finish.

01

File Your Grievance

Submit your policy details, rejection letter, or grievance summary on our portal.

02

Legal & Tech Audit

Our insurance advocates evaluate the policy wording and rejection clauses for legal flaws.

03

Formal Escalation

We file representations before the Insurer Grievance Redressal Officer (GRO) & Ombudsman.

04

Claim Recovery

The insurer approves the claim, and your settlement money is credited to your bank account.

Interactive Dispute Assessment

Calculate Your Claim Recovery Probability

Answer 4 quick questions to see how strongly your case stands under IRDAI regulations.

Frequently Asked Questions

Important rights and procedures every insurance policyholder should know.

Call: +91 99996 09627 Chat with Claim Expert